.hz-content-section {
  padding: 90px 0;
  background: linear-gradient(180deg, #f7fbff 0%, #ffffff 100%);
}

.hz-content-section .hz-heading {
  max-width: 760px;
  margin: 0 auto 48px;
  text-align: center;
}

.hz-content-section .hz-eyebrow {
  display: inline-block;
  margin-bottom: 12px;
  color: #0067b8;
  font-weight: 700;
  letter-spacing: .12em;
}

.hz-content-section .hz-heading h2 {
  margin-bottom: 16px;
  font-size: 38px;
  line-height: 1.3;
}

.hz-content-section .hz-heading p,
.hz-content-section .hz-card p,
.hz-process p {
  color: #52606d;
  line-height: 1.9;
}

.hz-card-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 22px;
}

.hz-card {
  height: 100%;
  padding: 30px 26px;
  border: 1px solid #e4edf5;
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 16px 38px rgba(31, 59, 84, .08);
}

.hz-card .hz-number {
  display: flex;
  width: 48px;
  height: 48px;
  margin-bottom: 20px;
  align-items: center;
  justify-content: center;
  border-radius: 14px;
  background: #e9f4ff;
  color: #0067b8;
  font-weight: 800;
}

.hz-card h3 {
  margin-bottom: 12px;
  font-size: 21px;
}

.hz-process-section {
  padding: 90px 0;
  background: #102a43;
  color: #fff;
}

.hz-process-section .hz-heading h2,
.hz-process-section .hz-heading p {
  color: #fff;
}

.hz-process {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 28px;
}

.hz-process-item {
  position: relative;
  padding-left: 62px;
}

.hz-process-item strong {
  position: absolute;
  top: 0;
  left: 0;
  color: #58b4ff;
  font-size: 34px;
  line-height: 1;
}

.hz-process-item h3 {
  margin-bottom: 10px;
  color: #fff;
  font-size: 20px;
}

.hz-process-item p {
  margin-bottom: 0;
  color: #cbd8e6;
}

.hz-cta {
  padding: 80px 0;
  text-align: center;
}

.hz-cta-box {
  padding: 56px 28px;
  border-radius: 24px;
  background: linear-gradient(135deg, #eaf5ff, #f7fbff);
}

.hz-cta-box h2 {
  margin-bottom: 16px;
  font-size: 34px;
}

.hz-cta-box p {
  max-width: 680px;
  margin: 0 auto 28px;
  color: #52606d;
  line-height: 1.9;
}

@media (max-width: 991px) {
  .hz-card-grid,
  .hz-process {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 575px) {
  .hz-content-section,
  .hz-process-section,
  .hz-cta {
    padding: 60px 0;
  }

  .hz-content-section .hz-heading h2,
  .hz-cta-box h2 {
    font-size: 28px;
  }

  .hz-card-grid,
  .hz-process {
    grid-template-columns: 1fr;
  }
}